T-CAMS

Technix Cooperative Account Management System

Introduction

A cooperative ("coop") or co-operative ("co-op") is an autonomous association of persons who voluntarily cooperate for their mutual, social, economic, and cultural benefit.

Cooperatives include non-profit community organizations and businesses that are owned and managed by the people who use its services (a consumer cooperative) or by the people who work there (a worker cooperative) or by the people who live there (a housing cooperative), hybrids such as worker cooperatives that are also consumer cooperatives or credit unions, multi-stakeholder cooperatives such as those that bring together civil society and local actors to deliver community needs, and second and third tier cooperatives whose members are other cooperatives.

T-CAMS: Description

TECHNIX-COOPERATIVE ACCOUNT MANAGEMENT SYSTEM (T-CAMS) is a software solution for Cooperative Society, Micro-Financing Organization or companies dealing with Member Registration, Share Allotment, Account Opening, Deposits, Loans, Interest Calculation, Fixed-Assets, Member List, Shareholder List, Account Statement, Member Statement, Ledger, Expenses & Income, Balance Sheet and Profit & Loss Account.

Book-keeping will be easier by just maintaining each transaction with a very simple entry. The software is also able to handle Group Transactions, which would occur when the group representative or accountant would come to the office to make monthly payments and deposits. These transactions are approved or verified by the proper authority – before the transactions are recorded permanently.

T-CAMS increase the working efficiency and decrease the work load. T-CAMS generate range of reports in PDF and EXCEL formats that can be Printed, Delivered, and Stored. These reports are also accessible from various platforms.

On using T-CAMS, Immediate and documented communication will be available between the members, management and account Officers which will definitely help the auditing firm and charted accountant in filing different return.

Members Activities:

  • New Member Registration
  • Member List or Details.
  • Delete Member Records.
  • Edit Member Records.
  • Member Panel for View Members Fund Status.
  • Alphabetic Search Member, Membership No. wise Search.
  • Member Closing
  • Deposit

  • Loan Sanctioned.
  • Calculation Loan Outstanding, Loan Interest Outstanding, Share Purchase, Calculating Total Interest.
  • Branch wise Advice Payment.(Thrift Fund, Welfare Fund, Loan, Interest, RD)
  • Member Adjustment.
  • Recurring Deposit (RD) Entry.
  • Maturity Interest + Value Calculation.
  • RD Payment.
  • RD Account wise, Interest Rate wise Account List.
  • RD Interest Chart Set.
  • Fixed Deposit (TDR) Entry.
  • Maturity Interest + Value Calculation.
  • Fixed Deposit (TDR) Payment and Renewal.
  • Fixed Deposit (TDR) Account wise, Interest Rate wise Account List.
  • MIDR (Monthly Interest Deposit Receipt) Entry.
  • Maturity Interest + Value Calculation.
  • MIDR Monthly Interest Payment and Principal Payment.
  • MIDR Account wise, Interest Rate wise Account List.
  • QIDR (Quarterly Interest Deposit Receipt) Entry.
  • Maturity Interest + Value Calculation.
  • QIDR Monthly Interest Payment and Principal Payment.
  • QIDR Account wise, Interest Rate wise Account List.
  • Demand Loan Entry.
  • Demand Loan Installment Payment.
  • Demand Statement Print.
  • Member Closing.
  • Calculating Member out Standing of Loan, Loan Interest, Share, Thrift Fund,
  • Loans Processing

  • Loan Sanctioned.
  • Calculation Loan Outstanding, Loan Interest Outstanding, Share Purchase, Calculating Total Interest.
  • Calculating Disbursed Amount.
  • Loan Outstanding Report
  • Interest Charging & Provision

  • Interest Charging on Loan Account,
  • Interest Charging on Thrift, Guarantee & Welfare Fund.
  • Interest Provision on FD and RD.
  • Accounts

  • Common Transaction Entry.
  • Voucher Entry
  • Voucher Confirmation.
  • Balance Sheet Generation
  • P/L Generation
  • Cash Book
  • Trial Balance
  • Print Voucher
  • Print Receipt
  • Creating New General Ledger.
  • Set Ledger Opening Balance.
  • Add or Remove User Account.
  • Reports

  • Member Loan Statement.
  • Branch wise Demand Notice Generation.
  • Advice Generation Branch & Month Wise
  • Member Outstanding Statement.
  • Member List (MR No., Name , Branch & Address wise).
  • Member wise Installment Statement.
  • Date wise DD Check List.
  • Member’s Statement (Thrift, Welfare, & Guarantee Fund)
  • Member’s Statement ( Loan & Share)
  • Interest Charge Certificate Printing.
  • TDR, RD, Demand Loan Statement
  • Account List (TDR, RD, Demand Loan).
  • All Accounting Reports (Balance Sheet, P/L etc)
  • Group Report for Member.
  • Status Report for Thrift, Welfare & Guarantee Fund.
  • Status Report for Loan.
  • User Privileged

  • Multiple User Login
  • Set privilege for Users
  • Add, Edit, Delete Users
  • Auto System Lock
  • Users Log Records
  • Change Password
  • Database Utitlities

  • Backup Database
  • Restore Database
  • Thrift Fund Interest, Welfare Fund, Welfare Fund Interest, Guarantee Fund Outstanding, Interest Outstanding and calculation cheque payment.